The Basics
How your weekly budget flows from start to finish
Weekly Budgeting Cycle
Each week starts fresh. Cushion Budget calculates a new spendable amount from your weekly income after covering essentials, your reservoir holds your unallocated money as a safety net, and your cushion shows how many weeks you’re covered. This rhythm keeps you on track without micromanaging.
Your weekly cycle
Start of the week: Fresh spendable
You get a fresh spendable amount calculated from your income minus essential expenses. This is your guilt-free spending for groceries, dining, shopping, and entertainment.
During the week: Spend confidently
Use your spendable however you like. As long as you stay within your weekly amount, you’re automatically living within your means.
Behind the scenes: Reservoir
All income flows to your reservoir first. It’s your unallocated money and acts as a buffer for gaps and unexpected expenses.
Always visible: Cushion
Your cushion shows how many weeks you’re covered if income stopped today. More weeks = more breathing room and confidence.
Learn more
Getting started
Add your recurring expenses (rent, utilities, insurance) so the app knows what needs to be covered each week.
Input your income sources so the app can calculate your weekly spendable amount.
You can decide how much to save to your reservoir each week. This means you'll have less spendable money each week, but you'll be able to build up your reservoir and cushion.
As you save money to your reservoir and manage your spendable wisely, your cushion will grow, giving you more financial confidence.
⚖️ Disclaimer
The information provided on this page is for educational purposes only and does not constitute professional financial advice. Cushion Budget is a budgeting tool, and we are not licensed financial advisors. Always consult with a qualified financial professional for advice specific to your financial situation. Your use of our app and any financial decisions you make are your responsibility.